CATEGORIES

A HEAD START FOR SAVERS

The Saver's Credit is designed to help low- and middleincome taxpayers contribute to a retirement account.

SHOULD YOU TAKE FINANCIAL ADVICE FROM A OX FINFLUENCER?

Social media stars can make finance fun and deliver helpful info. But be careful about who you trust.

Searching for the Next Big Thing

ARK Invest's Cathie Wood talks robotaxis, crypto, AI and more.

Plan for Your Own Elder Care

AFTER I wrote a series of columns in 2022 about elder care planning for family members, I received a number of responses like this one: “What about married couples who have no children or whose family members don’t live nearby?” wrote one reader. “Or a single individual with no close relatives? How should these people plan for their own elder care?”

OVERCOME RETIREMENT OBSTACLES

Most likely, you'll encounter setbacks on your journey. But with careful planning, you can surmount them.

Say I Love You With a Money Date

To nurture a lasting bond with your partner, meet regularly to talk about money.

NEW SAFEGUARDS FOR IRA ROLLOVERS?

A Biden administration proposal would require financial institutions to act in your best interest when reinvesting your 401(k) plan.

Where to Invest Now: Texas

HERE’S a good case that the state of Texas has the best economy in the world. Its gross domestic product, which is over $2 trillion, is bigger than that of all but seven countries, and it’s growing like crazy.

How to Use Leftover 529 Funds

OR families who want to save for their children’s future higher-education expenses, a 529 collegesavings plan offers alluring tax-advantaged benefits. You can withdraw funds tax-free for qualified educational expenses, such as tuition, room and board, books, and computers.

CUT THE COST OF YOUR WIRELESS BILL

AT&T, T-Mobile and Verizon dominate the market, but smaller outfits offer similar network coverage at lower prices.

WHY YOU SHOULD CARE ABOUT STATE ESTATE TAXES

Some states are taxing estates valued as low as $1 million.

AIRLINE TICKET PRICES ARE COMING BACK TO EARTH

After soaring in 2022, prices for domestic airline tickets are on the descent. In June 2023, airfares had dropped by 8.1% from May and by 18.9% over the previous 12 months, according to the June Consumer Price Index report from the U.S. Bureau of Labor Statistics.

The Risks of Sharing Your Personal Information

Crooks are finding new ways to pilfer your data.

HOW THE ONLINE BROKERS STACK UP

We compared investment offerings, tools, apps, advice and more to find the best broker for you.

Real Estate: Down, but Not Out

The lifeblood of real estate is debt, and the Federal Reserve has made borrowing a lot more expensive by raising interest rates five full percentage points between March 2022 and July 2023.

The Skinny on Spin-Offs

In theory, corporate spin-offs should reward investors, but performance is mixed.

OVERCOME YOUR FEAR AND ENJOY RETIREMENT

Even if you have a well-funded nest egg, giving up a paycheck is hard. We'll help you start the journey.

How Retirement Could Hurt Your Credit Score

Just as you need to take care of your physical health, you need to monitor your credit fitness.

THE DOWNSIDE TO DECLINING INFLATION

After two years of big cost-of-living increases, retirees will likely receive a more modest Social Security raise in 2024.

Rediscovering Japan

New shareholder-friendly policies should boost the country's stocks.

Dividends Hit a Rough Patch

THERE is a doctrine T that one year's investment champions become the subsequent year's failures.

How Inflation Hurts Retirees

RETIREE confidence in having enough money to live comfortably throughout retirement dropped significantly in the 2023 Retirement Confidence Survey, conducted by the Employee Benefit Research Institute and Greenwald Research.

MORE WAYS TO VALUE STOCKS

Look beyond price-earnings ratios to get a more nuanced picture.

To Tip or Not to Tip?

Everyone from your barista to the car mechanic is asking for tips, and new technology adds to the pressure.

A Guide to Choosing an All-Inclusive Resort

These vacation destinations offer family-friendly activities, adventurous excursions, gourmet dining and more.

BYE-BYE, BEAR

A new bull market became official in June. But it looks a little wobbly.

THE FED MAY NOT BE DONE HIKING INTEREST RATES

After lifting the federal funds rate at a rapid clip throughout most of 2022 and at a more moderate pace in the first half of 2023, the Federal Reserve put its series of rate hikes on pause at its June policy meeting. As inflation cools, the Fed is taking a step back to see how its policies are affecting the economy.

THE RISKS OF USING PEER-TO-PEER PAYMENT APPS

A recent report from the Consumer Financial Protection Bureau found that billions of dollars stored in major peer-topeer payment apps, such as Cash App, PayPal and Venmo, may lack the same federal deposit insurance coverage that protects users of standard U.S. banks and credit unions from total ruin in a crisis.

THE KIPLINGER ETF 20 BACK IN THE BLACK

Our favorite exchange-traded funds are on the upswing. Here's how to make the most of your ETF portfolio.

MAKE A PLAN TO RESTART STUDENT LOAN PAYMENTS

A three-year pause on federal loan payments ends in October. Here's how to prepare.