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Indian Service Sector - An Ocean of Opportunities
By: Anil Shyam, Head- Alternate Business & ETF, Aditya Birla Sun Life AMC Limited Given the indication by Flash Purchasing Managers' Index (PMIs) for August 2022, both manufacturing & services activity in United States
Myths and facts of Health Insurance plans that you must clarify before buying one
The first step in financial planning is often believed to be purchasing a health insurance policy for oneself and one’s family. However, a lot of us ignore it for weak justifications.
Ask the expert
Q. Dear Sir, I have read in the newspapers today morning that the interest rate on the Senior Citizen Saving Scheme has been increased from 7.4 % to 7.6% peranum. I have invested Rs. 15 lakhs in this scheme 8 months ago after I received my retirement funds. Will I also get the benefit of the increase in interest rate? Rakesh Luthra, on email from Noida
Insurance News
1. IRDAI may soon come up with dematerialization of insurance policies The Insurance Regulatory and Development Authority of India (IRDAI) is mulling over a proposal to mandate the dematerialization of insurance policies.
Mutual Fund News
1. One KYC system across all financial products soon Uniform KYC is likely to become a reality soon. Union Finance Minister Nirmala Sitharaman said that the government is working on a single know your customer (KYC)
Should You Invest In Gold ETFs And Funds Amid Falling Prices?
Gold Exchange Traded Funds (ETFs) have declined between 4.2 and 6.5 per cent over the past three months (data as on July 15).
How To Make Unit-Linked Insurance Plan Work For Your Long-Term Goals
Unit-linked insurance plan (Ulip) is a combo of insurance and investments to help one save for long term goals.
Making The Right Large And Mid-Cap Choices
Equity markets are impacted by a host of factors, some of which are short-term in nature and others that are more enduring.
Smoking Reduces 20-25 Years of One’s Life
According to Dr. Rory Collins of Oxford University, smoking can reduce 20-25 years of one’s life.
Diversification: The only constant strategy in this fast-changing world
The world witnessed an unprecedented event of Russia-Ukraine conflict bringing tragic consequences in loss of thousands of lives and millions being turned refugees.
Indian investors should maintain their exposure to US market
The United States (US) market, which has been in a prolonged bull run since 2009, has taken a beating this year. Year-to-date, the S&P 500 is down -14.1 per cent.
Make Asset Allocation your BFF
One thing common between what is happening in markets right now and March 2020, other than the on-going Covid-19 pandemic, is the question on investors’ mind space - ‘Where, from here?’
Equity Market Outlook
Global headwinds from inflation and recessionary situation in key economies that has prompted tighter monetary conditions and rate hikes, supply chain disruption as well as weakening demand conditions have led to moderation in growth forecast for world GDP.
Guide to achieving Financial Freedom: Know the basics to get started early for a comfortable retirement
Financial freedom is what most of us desire and aim for during our earning period of life.
Buying insurance in times of changing lifestyle and working conditions: Guide
An important reason to buy a health insurance policy at an early stage in life is that there are fewer or no health issues at a young age.
Equity Index Funds: Are You Missing Out?
Business Head – Passives & Alternate Strategy Aditya Birla Sun Life AMC Ltd, India
Health Insurance options for Senior Citizens
Recently we celebrated the World Senior Citizen’s Day which is on August 21 to recognise the achievements of the more mature representatives of the world.
To lock into current interest rates, opt for a target maturity fund
In the recent past, fund houses have launched both target maturity funds (TMFs) and fixed maturity plans (FMPs).
Multicap Funds – A Diversified Engine for Long Term Growth
Equity markets have remained volatile lately. The benchmark index Nifty 50 at 16,641 on 27th July gave a return of 5.73% during last one year (Source: NSE).
The Rich Undernourished
Rich and upper-middle-class people who are blindly copying the western ways of life are spending a lot of money on fast food that has almost zero food value.
Guide to achieving Financial Freedom: Know the basics to get started early for a comfortable retirement
Financial freedom is what most of us desire and aim for during our earning period of life.
How child insurance plan helps to meet education needs of children
When parents say, “We want our kids to have the best of education at all costs”, they really mean it.
Time In The Market Is More Important Than Timing The Market
We often hear - "Time in the market is more important than timing the market." Be it experts or the common man, it is extremely difficult for anyone to predict the swings in the equity market given its intensely dynamic nature.
Equity Mutual Funds: What Investors Could Do When Returns From Stock Market Falls
Stock market has been falling and showing weakness over the last few months.
Since God Could Not Be Present Everywhere, He Created Mothers
Mothers are role models for their children. If you want your child to eat fruits and vegetables, then you should eat them too.
Making the right large and mid-cap choices
Equity markets are impacted by a host of factors, some of which are short-term in nature and others that are more enduring.
Insurance News
Insurance regulator IRDAI allowed general insurance companies to design new and customised products for dwellings, micro and small enterprises for fire and allied perils in its continuous endeavour to increase insurance penetration and provide a wider choice to policyholders.
Where Should You Invest In A Rising Interest Rate Scenario
In its latest monetary policy review on April 8, the Reserve Bank of India (RBI) pivoted from supporting growth to containing inflation.
Unique Insurances That Can Secure Your Future
The FINtastic Talks with Sanjiv Bajaj in conversation with Anand Pejawar
How Equity Mutual Fund Helps Investors In Times Of High Inflation
2022 may probably mark the year when inflation showed its true colours. Amidst hardening of oil prices, India's wholesale price-based inflation rose to 14.55 per cent in March from 13.11 per cent in February.